FOREIGN CURRENCY FIXED DEPOSIT ACCOUNT

Diversify your funds
with foreign currency deposits
and enjoy attractive interest rates

FOREIGN CURRENCY FIXED DEPOSIT ACCOUNT

Diversify your funds
with foreign currency deposits
and enjoy attractive interest rates

High yield icon

Attractive interest rates to help grow your savings

Hedge your savings across 10 currencies, with attractive promotional interest rates to boost your returns.

Earn promotional rates of up to 3.90% p.a.

Low placement amount icon

Low placement amount

It is easy to get started with the versatile RHB Foreign Currency Fixed Deposit. With a low placement amount of just S$5,000, diversifying your portfolio has never been easier.

Foreign currency icon

Take advantage of foreign currency movements

Leverage foreign currency movements by investing in any of 10 currencies based on opportunities and your financial goals.

Flexible tenure icon

Flexibility that you need

Choose from a wide selection of 10 currencies, and deposit tenures ranging from 1 week to 24 months. There is sure to be one that suits your needs.

High yield icon

Attractive interest rates to help grow your savings

Hedge your savings across 10 currencies, with attractive promotional interest rates to boost your returns.

Earn promotional rates of up to 3.90% p.a.

Low placement amount icon

Low placement amount

It is easy to get started with the versatile RHB Foreign Currency Fixed Deposit. With a low placement amount of just S$5,000, diversifying your portfolio has never been easier.

Foreign currency icon

Take advantage of foreign currency movements

Leverage foreign currency movements by investing in any of 10 currencies based on opportunities and your financial goals.

Flexible tenure icon

Flexibility that you need

Choose from a wide selection of 10 currencies, and deposit tenures ranging from 1 week to 24 months. There is sure to be one that suits your needs.

Maximise your savings now

Apply now

Fees & Charges

Fee

No fee is required to maintain the account

Premature withdrawal

1% of principal amount X no. of days till maturity / 360 or 365 days*

*Depending on currency day count convention

Initial Deposit

Minimum placement of S$5,000 or the equivalent

Foreign Currency Fixed Deposit Rates

A foreign currency fixed deposit account allows you to earn potentially higher interest by placing your funds in a range of major global currencies. Whether you're planning to diversify your holdings or tap into international rate differentials, the following rate tables give you a clear view of available tenors and tiers across ten supported currencies.

Check out our board rates

Foreign Currency Fixed Deposit Rates

Check out our board rates

Eligibility

Individuals aged 18 years and above

Singaporeans or Singapore Permanent Residents

Foreigners with Employment Pass or Work Permit holders

Documents Requirement

Singaporeans or Singapore Permanent Residents (PR)

Original NRIC or Passport, verified by branch

Foreign Individuals

Employment Pass or Work Permit
IC or Passport
Latest original copy of any bank statement, utility or telecommunication bill with residential address (Proof of residential address)
Any other documents requested by the Bank at its sole discretion

How to apply
Apply online by downloading the RHB Mobile SG App:

Simply download the RHB Mobile SG App from the App Store or Google Play Store and follow these steps:

Launch the App and click on “Register Now”
Select "New customer" if you do not have any RHB Bank account or "Existing Customer" if you are an existing RHB Bank customer.
Follow the on-screen instructions to register for RHB Mobile SG. Should you require further assistance, call our 24-hour Customer Contact Centre at 1800 3230100

Simply download the RHB Mobile SG App from the App Store or Google Play Store and follow these steps:

Launch the App and click on “Register Now”
Select "New customer" if you do not have any RHB Bank account or "Existing Customer" if you are an existing RHB Bank customer.
Follow the on-screen instructions to register for RHB Mobile SG. Should you require further assistance, call our 24-hour Customer Contact Centre at 1800 3230100

You can also reach out to our team. We are available to help with your application and answer any questions. 

Simply complete the form, and we will be in touch with you.

Have a question about foreign currency fixed deposit? Find an answer here.

What is a foreign currency fixed deposit, and how does it work?

A foreign currency fixed deposit is a time-bound savings product where your funds are placed in a chosen foreign currency, such as USD, AUD, or GBP, for a fixed period at a specified interest rate. This type of deposit allows you to diversify beyond your local currency holdings while potentially earning more attractive returns depending on the prevailing rates. You’ll need a foreign currency account to place the deposit and select a tenor that best suits your financial goals.

On the other hand, a savings account is meant for setting money aside while earning some interest along the way. It’ is a simple way to grow your balance over time, and you still have easy access to your funds when you need them.

A high-interest savings account takes things a step further. It offers a higher interest rate than a regular savings account, usually when you meet certain conditions, such as maintaining a minimum balance, achieving a minimum credit card spend or crediting your salary. It is a good option if you want to earn more on your savings.

What are the current USD fixed deposit rates in Singapore?

The rates can vary depending on the deposit amount, tenor, and market conditions. In Singapore, financial institutions typically offer tiered interest rates based on the size of the placement. For the latest and most accurate rates, please refer to our official rate table or contact us directly.

Can I open a USD fixed deposit account in Singapore without a foreign currency account?

No, a foreign currency account is required before you can place a USD fixed deposit in Singapore. This account acts as the source and maturity account for the deposit. Once you have your USD account, you’ll be able to apply for the fixed deposit and select from a range of available tenors and interest rates.

Are AUD fixed deposits available, and what is the minimum amount?

Yes, AUD fixed deposit options are available to account holders in Singapore. These accounts allow you to place your savings in Australian dollars for a fixed period with a guaranteed return. The minimum placement typically starts from AUD 5,000. As with other foreign currency fixed deposits, you’ll need to open a corresponding AUD foreign currency account first.

What is a foreign currency fixed deposit, and how does it work?

What are the current USD fixed deposit rates in Singapore?

Can I open a USD fixed deposit account in Singapore without a foreign currency account?

Are AUD fixed deposits available, and what is the minimum amount?

Terms & Conditions

Terms and Conditions - Governing Accounts

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Grow your savings quicker with higher interest rates

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Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

MoneySENSE Guide

Before committing to a financial product, you are encouraged to read the ‘Understanding Financial Products’ by The Association of Banks in Singapore and MoneySENSE guide. Learn more

Important Notice

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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FOREIGN CURRENCY FIXED DEPOSIT ACCOUNT

FOREIGN CURRENCY FIXED DEPOSIT ACCOUNT

Highlights & Benefits

When it comes to diversifying your portfolio, variety is key. A foreign currency fixed deposit account allows you to earn higher interest rates across multiple currencies, giving you the flexibility to choose which works best for you.

Attractive interest rates to help grow your savings

Low placement amount

Take advantage of foreign currency movements

Flexibility that you need

Attractive interest rates to help grow your savings

Low placement amount

Take advantage of foreign currency movements

Flexibility that you need

Maximise your savings now

Fees & Charges

Individuals aged 18 years and above

Singaporeans or Singapore Permanent Residents

Foreigners with Employment Pass or Work Permit holders

Have a question about foreign currency fixed deposit? Find an answer here.

Terms & Conditions

Looking for more Personal Banking products?