SINGAPORE HOME LOAN REFINANCING

Refinance up to 75%

of your property purchase price

Highlight & Benefits




High loan quantum

 

Refinance up to 75% of your property purchase price or valuation.




Reduction of monthly instalments


With the reduction in monthly instalment, the savings can be utilised for other expenses.




Other features
 

We offer a wide range of packages such as Variable rate , Fixed rate and SORA rate packages.

For more information kindly submit your details for our loan advisors to get in touch with you.




High loan quantum

 

Refinance up to 75% of your property purchase price or valuation.




Reduction of monthly instalments


With the reduction in monthly instalment, the savings can be utilised for other expenses.




Other features
 

We offer a wide range of packages such as Variable rate , Fixed rate and SORA rate packages.

For more information kindly submit your details for our loan advisors to get in touch with you.

Documents Requirement
HDB Documents Required
  • Photocopy of NRIC (both sides)
Proof of Income

Salaried Employee

  • Latest Computerised Payslip and Income Tax Notice of Assessment, or
  • Latest Computerised Payslip and latest last 12 months CPF Contribution Statement

Self-Employed

  • Income Tax Notice of Assessment (NOA) for latest last 2 years
Rental Income
  • Stamped Tenancy Agreement with remaining lease period of at least 6 months.
Other Documents

 

For all applications

  • A printout of Financial Information on HDB loan commitment via My HDB Page at www.hdb.gov.sg.
    Latest statement of all credit facilities with other Financial Institutions or Moneylenders.

For Property purchase

  • Reservation form/ Booking form/ Contract of Sale/Sale & Purchase Agreement
  • For Term Loan or Bridging Loan
    1. Latest CPF Public Housing Withdrawal Statement
      Note: Notice of Assessment can be printed via my Tax Portal at mytax.iras.gov.sg
      Loan repayment and outstanding statement for HDB can be printed via My HDB Page at www.hdb.gov.sg
  • Any other documents as may be requested by the Bank at its sole discretion.
  • Stamped Tenancy Agreement with remaining lease period of at least 6 months.
Private Property Eligibility

 

Minimum 21 years of age

 

Singapore Citizens, Singapore Permanent Residents or Foreigners

 

Borrower(s) must be mortgagor

Documents Requirement
Private Property Documents Required
  • Photocopy of NRIC (both sides)
Proof of Income

 

Salaried Employee

  • Latest Computerised Payslip and Income Tax Notice of Assessment, or
  • Latest Computerised Payslip and latest last 12 months CPF Contribution Statement

Self-Employed

  • Income Tax Notice of Assessment (NOA) for latest last 2 years
Rental Income
  • Stamped Tenancy Agreement with remaining lease period of at least 6 months.
Other Documents

 

For all applications

  • A printout of Financial Information on HDB loan commitment via My HDB Page at www.hdb.gov.sg.
    Latest statement of all credit facilities with other Financial Institutions or Moneylenders.

For Property purchase

  • Reservation form/ Booking form/ Contract of Sale/Sale & Purchase Agreement

For Term Loan or Bridging Loan

  • Latest CPF Public Housing Withdrawal Statement
    Note: Notice of Assessment can be printed via my Tax Portal at mytax.iras.gov.sg
    Loan repayment and outstanding statement for HDB can be printed via My HDB Page at www.hdb.gov.sg
  • Any other documents as may be requested by the Bank at its sole discretion.
  • Stamped Tenancy Agreement with remaining lease period of at least 6 months.
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