SINGLIFE CARESHIELD

DISCLAIMERS

This policy is underwritten by Singapore Life Ltd and distributed by RHB Banking Group.
The information provided here is not intended as an offer or recommendation or solicitation or advice with respect to the purchase or sale of the above product. It is not an obligation of, deposit in or guaranteed by RHB. This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Singapore Life Ltd and the participating distributor’s officers. You should read the Product Summary before deciding whether to purchase the product.

INSURANCE WARNING

You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. In the event that you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provisions, if any, and Singlife may recover from you any expense incurred by Singlife in underwriting the policy.
Free-look Provisions: Within 60 days after you have received the Policy, you may write to Singlife to cancel your Policy. Singlife will refund the premium(s) you paid (without interest) after deducting any expenses they incurred in assessing the risk under your Policy and in issuing the Policy, after they have received the written notification for cancellation. If this Policy was sent to you by post or delivered or downloaded via electronic means, you are considered to have received it by 7 days after posting or Singlife considers it delivered 7 days after they sent the Policy by electronic means or when the Policy is downloaded by you.

Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. You will need to have a basic CareShield Life (CSHL) or ElderShield (ESH) policy before purchasing Singlife CareShield Standard and Singlife CareShield Plus ("Supplements"). Supplements purchased by CSHL policyholders are regulated under the CareShield Life and Long-term Care Act. Supplements purchased by ESH policyholders before the transfer of ESH to Government administration are considered ESH Supplements, which are regulated under the Central Provident Fund (Withdrawals for ElderShield Scheme) Regulations. After the transfer, they are considered CSHL Supplements, regulated under the CareShield Life and Long-term Care Act.

This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
The information provided here has been obtained from sources believed to be reliable, however RHB makes no representation or warranty as to its accuracy, completeness or adequacy. You are to refer to Singlife website for the full details of the updated and complete product information at all times. RHB accepts no responsibility or liability for any direct or indirect losses or damages arising from or in connection with the use or reliance of the publication of the contents of the information here.

Information is accurate as of 20 Dec 2022.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life Ltd or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).