RHB REFLEX

Simplified financial portal for easier control of your finances

Business Internet Banking

A secured web-based financial solution that puts control of business in your hand.

Access your account on-the-go, perform payments and get real-time information anytime, anywhere.

Highlights & Benefits

One stop platform for all your payment needs

 

Access account information at a glance

 

Perform banking with a peace of mind with our enhanced security

 

Make domestic and overseas payments seamlessly

 

Approve transactions on-the-go

 

Access account information at a glance

 

Perform banking with a peace of mind with our enhanced security

 

Make domestic and overseas payments seamlessly

 

Approve transactions on-the-go

Click here for the complete guides on how to use REFLEX for your business needs.

Latest account information anytime, anywhere

RHB REFLEX

Make payments and get real-time updates in an instant

Paynow is now available on RHB Reflex

Download the RHB Reflex App and Register now

RHB REFLEX

Make payments and get real-time updates in an instant

Paynow is now available on RHB Reflex

Download the RHB Reflex App and Register now

User access setup

 

View Only

Users able to view account balances and statements only

 

1 User to View and Transact

Single Control Access
1 user will create and authorise all transaction.

 

May appoint additional user as Inquirer role only

 

2 or More Users to View and Transact

At least 2 users consisting of


Maker
Create transaction


Authoriser
Approve transaction


You may also appoint a pair of administrators

How to apply

 

Complete and sign your RHB Reflex Application Form

 

Prepare business document

  • RHB Reflex application form (include Certified copy of Board Resolution / Letter of Authorisation)
  • Certified copies of NRIC / passport and proof of address for all appointed Reflex authorisers

 

Bring all document to

  • Any RHB Business Centres, or;
  • Your Relationship Manager directly

Not an existing customer? Provide your details below to start empowering your business needs

Corporate Pricing Guide

INWARD TRANSACTION

Telegraphic Transfer

Normal Current Account

BizPower Quad / Quad + Current Account (SGD/USD)

Credit into RHB Account

SGD

10

Free

USD

5

GBP

3

AUD

5

EUR

5

NZD

5

CAD

5

JPY

500

CHF

5

HKD

25

Credit into SGD Account drawn on RHB account

Free

Encashment exceeding S$250,000 per Demand Draft / Telegraphic Transfer for Non-A/C Holder Moneychanger

S$100 per Demand Draft / Telegraphic Transfer

Demand Draft

Credit into SGD Account drawn on RHB account

Free

OUTWARD TRANSACTION

MEPS+

MEPS+ Payments

Branch

Reflex

Payments made by MEPS+ to non-RHB account

S$20 per transaction

S$15 per transaction

Cashier’s Cheques

Issuance

SGD

USD

Payment to Account Holder’s own name

Free

Free

Payment to Third Party / Non-Account Holder

S$10 per cheque

US$10 per cheque

Replacement / Cancellation / Amendment

SGD

USD

Payment to Account Holder’s own name

S$5 per cheque

US$5 per cheque

Payment to Non-Account Holder

S$10 per cheque

US$10 per cheque

Payment Stop Request

SGD

USD

S$20 per cheque

US$20 per cheque

Standing Instructions

Handling Fee

By Customer

S$10

By Charitable Organisation

Free (up to 10 customers)

For Loan Account

Free

For Salary Payment

No. of Recipients

Charges (per occasion)

1

S$5

2 - 20

S$20

21 - 50

S$40

51 - 100

S$80

101 - 150

S$100

151 - 200

S$120

More than 200

S$150

Amendment

S$5 per amendment

Demand Drafts

Issuance

Account Holder

Non-Account Holder

Issued in FCY / S$ against payment in S$

1/8% commission (minimum S$10, maximum S$100)

1/8% commission (minimum S$20, maximum S$100)

Issued in FCY against payment in the same currency

1/8% commission (minimum S$10, maximum S$100)

1/8% commission (minimum S$20, maximum S$100)

Replacement / Cancellation / Refund / Amendment

S$20 + cable: S$20 + agent bank charges, if any

Payment Stop Request

S$20 + cable: S$20 + agent bank charges, if any

CHEQUE CHARGES
Direct Mark Cheques (CTS)
S$100 per cheque
Retrieval of Cheque Images (Per Image)
S$50

Cheque Clearance Fees

SGD

USD

Cheque Issuance

S$0.75 per cheque

US$0.75 per cheque

Cheque Deposit

Free

Free

Payment Stop Cheques

SGD

FCY

For stopped payment

S$30 per cheque

US$20 per cheque

For lost cheques/ chequebooks

S$50 per request

Outward Return Cheques

SGD

FCY

Due to insufficient funds

S$50 per cheque

US$30 per cheque

Due to technical reasons

S$10 per request

US$10 per request

Foreign Cheque Deposits

Drawn on banks outside Singapore

1/8% commission (minimum S$20, maximum S$100 equivalent) + postage + agent fee, if any. Commission-in-lieu of exchange 1/8% (minimum S$50).

Drawn on banks in Singapore (via CTS System)

Free

Withdrawal

Cheques issued and are presented to us for payment from overseas

1/8% commission (minimum S$20, there is no maximum commission to be charged)

Cheque Book Postage

Prior to 25 April 2022

With effect 25 April 2022

Normal Mail

Free

Free

Registered Mail

S$5

S$5

Urgent Mail
(Delivered by next working day)

S$20

S$25

Courier Service
(Delivered by 4th working day)

NA

S$20

Documents Requirement

Application Form

Maintenance Form

SGQR Application Form

Other Information


Eligibilty
  • Any business entity - sole proprietorship, partnership, association, private limited company or limited company that maintains at least one corporate current account with RHB can sign up for RHB REFLEX.

Documents Required
  • RHB Reflex application form (include Certified copy of Board Resolution / Letter of Authorisation)

  • Certified copies of NRIC and proof of address for all appointed Reflex authorisers


Fees and Charges

One Time Set Up

Waived

Monthly Subscription Fee

Waived

Token

Additional / Lost token at $20 each (GST inclusive)

Free Replacement Token due to battery malfunction

Monthly Recurring Fees

View only module

Waived

Financial Transactions module

Waived

Local Payments

Transfer to Own

Waived

Transfer to 3rd Party

Waived

FAST

$0.50 per transaction

GIRO

$0.20 per transaction

 

MEPS

$15.00 per transaction

Overseas Payments

Telegraphic Transfer

0.125% commission (min S$10. max S$100)
S$20 Cable Charge
Agent fee (where applicable)
Commission in lieu (where applicable)

*RHB Bank reserves the right to update services and charges without prior notice.


Terms & Condition

Interest rates are subject to change without notice, prevailing interest is accrued daily and compounded monthly. Other terms and conditions apply. For illustration purposes only. The numbers above have been rounded up to the nearest dollar value.


Average Daily Balance (ADB) is the minimum balance to be maintained in your account to avoid incurring Fall Below Service Fees. Average Daily Balance is the total amount of daily balances in your account divided by the number of days in the month.


Deposit Insurance Scheme

Singapore Dollar deposits of non-bank depositors are insured by the Singapore Deposits Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


Find out more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.


Important Notice

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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