RHB REFLEX
Simplified financial portal for easier control of your finances
Business Internet Banking
A secured web-based financial solution that puts control of business in your hand.
Access your account on-the-go, perform payments and get real-time information anytime, anywhere.
Highlights & Benefits
One stop platform for all your payment needs
Access account information at a glance
Perform banking with a peace of mind with our enhanced security
Make domestic and overseas payments seamlessly
Approve transactions on-the-go
Access account information at a glance
Perform banking with a peace of mind with our enhanced security
Make domestic and overseas payments seamlessly
Approve transactions on-the-go
Click here for the complete guides on how to use REFLEX for your business needs.
User access setup
View Only
Users able to view account balances and statements only
1 User to View and Transact
Single Control Access
1 user will create and authorise all transaction.
May appoint additional user as Inquirer role only
2 or More Users to View and Transact
At least 2 users consisting of
Maker
Create transaction
Authoriser
Approve transaction
You may also appoint a pair of administrators
How to apply
Prepare business document
Bring all document to
Not an existing customer? Provide your details below to start empowering your business needs
Corporate Pricing Guide
Telegraphic Transfer |
Normal Current Account |
BizPower Quad / Quad + Current Account (SGD/USD) |
|
Credit into RHB Account |
SGD |
10 |
Free |
USD |
5 |
||
GBP |
3 |
||
AUD |
5 |
||
EUR |
5 |
||
NZD |
5 |
||
CAD |
5 |
||
JPY |
500 |
||
CHF |
5 |
||
HKD |
25 |
||
Credit into SGD Account drawn on RHB account |
Free |
||
Encashment exceeding S$250,000 per Demand Draft / Telegraphic Transfer for Non-A/C Holder Moneychanger |
S$100 per Demand Draft / Telegraphic Transfer |
||
Demand Draft |
|||
Credit into SGD Account drawn on RHB account |
Free |
MEPS+
MEPS+ Payments |
Branch |
Reflex |
Payments made by MEPS+ to non-RHB account |
S$20 per transaction |
S$15 per transaction |
Cashier’s Cheques
Issuance |
SGD |
USD |
Payment to Account Holder’s own name |
Free |
Free |
Payment to Third Party / Non-Account Holder |
S$10 per cheque |
US$10 per cheque |
Replacement / Cancellation / Amendment |
SGD |
USD |
Payment to Account Holder’s own name |
S$5 per cheque |
US$5 per cheque |
Payment to Non-Account Holder |
S$10 per cheque |
US$10 per cheque |
Payment Stop Request |
SGD |
USD |
S$20 per cheque |
US$20 per cheque |
Standing Instructions
Handling Fee |
||
By Customer |
S$10 |
|
By Charitable Organisation |
Free (up to 10 customers) |
|
For Loan Account |
Free |
|
For Salary Payment |
No. of Recipients |
Charges (per occasion) |
1 |
S$5 |
|
2 - 20 |
S$20 |
|
21 - 50 |
S$40 |
|
51 - 100 |
S$80 |
|
101 - 150 |
S$100 |
|
151 - 200 |
S$120 |
|
More than 200 |
S$150 |
|
Amendment |
S$5 per amendment |
Demand Drafts
Issuance |
Account Holder |
Non-Account Holder |
Issued in FCY / S$ against payment in S$ |
1/8% commission (minimum S$10, maximum S$100) |
1/8% commission (minimum S$20, maximum S$100) |
Issued in FCY against payment in the same currency |
1/8% commission (minimum S$10, maximum S$100) |
1/8% commission (minimum S$20, maximum S$100) |
Replacement / Cancellation / Refund / Amendment |
S$20 + cable: S$20 + agent bank charges, if any |
|
Payment Stop Request |
S$20 + cable: S$20 + agent bank charges, if any |
Direct Mark Cheques (CTS)
S$100 per cheque
|
Retrieval of Cheque Images (Per Image)
S$50
|
Cheque Clearance Fees
SGD |
USD |
|
Cheque Issuance |
S$0.75 per cheque |
US$0.75 per cheque |
Cheque Deposit |
Free |
Free |
Payment Stop Cheques
SGD |
FCY |
|
For stopped payment |
S$30 per cheque |
US$20 per cheque |
For lost cheques/ chequebooks |
S$50 per request |
Outward Return Cheques
SGD |
FCY |
|
Due to insufficient funds |
S$50 per cheque |
US$30 per cheque |
Due to technical reasons |
S$10 per request |
US$10 per request |
Foreign Cheque Deposits
Drawn on banks outside Singapore |
1/8% commission (minimum S$20, maximum S$100 equivalent) + postage + agent fee, if any. Commission-in-lieu of exchange 1/8% (minimum S$50). |
Drawn on banks in Singapore (via CTS System) |
Free |
Withdrawal
Cheques issued and are presented to us for payment from overseas |
1/8% commission (minimum S$20, there is no maximum commission to be charged) |
Cheque Book Postage
Prior to 25 April 2022 |
With effect 25 April 2022 |
|
Normal Mail |
Free |
Free |
Registered Mail |
S$5 |
S$5 |
Urgent Mail
(Delivered by next working day)
|
S$20 |
S$25 |
Courier Service
(Delivered by 4th working day)
|
NA |
S$20 |
Other Information
RHB Reflex application form (include Certified copy of Board Resolution / Letter of Authorisation)
Certified copies of NRIC and proof of address for all appointed Reflex authorisers
One Time Set Up |
Waived |
Monthly Subscription Fee |
Waived |
Token |
Additional / Lost token at $20 each (GST inclusive) Free Replacement Token due to battery malfunction |
Monthly Recurring Fees |
|
View only module |
Waived |
Financial Transactions module |
Waived |
Local Payments |
|
Transfer to Own |
Waived |
Transfer to 3rd Party |
Waived |
FAST |
$0.50 per transaction |
GIRO |
$0.20 per transaction
|
MEPS |
$15.00 per transaction |
Overseas Payments |
|
Telegraphic Transfer |
0.125% commission (min S$10. max S$100) |
*RHB Bank reserves the right to update services and charges without prior notice.
Interest rates are subject to change without notice, prevailing interest is accrued daily and compounded monthly. Other terms and conditions apply. For illustration purposes only. The numbers above have been rounded up to the nearest dollar value.
Average Daily Balance (ADB) is the minimum balance to be maintained in your account to avoid incurring Fall Below Service Fees. Average Daily Balance is the total amount of daily balances in your account divided by the number of days in the month.
Singapore Dollar deposits of non-bank depositors are insured by the Singapore Deposits Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.
Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Find out more about the Deposit Insurance and Policy Owners’ Protection Schemes Act 2011.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
© 2023 RHB Banking Group. All rights reserved.
90 Cecil Street
RHB Bank Building, Level 1
Singapore 069531
CUSTOMER CONTACT CENTRE
1800 323 0100
© 2023 RHB Banking Group. All rights reserved.