To finance daily operational cashflow needs

Risk Share

Enterprise Singapore will co-share up to 50% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency; Risk share can be increased up to 70% for young enterprises* or selected markets**.
 

*Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
**Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.

Maximum Loan Quantum

S$500,000 / Borrower
S$5,000,000 / Borrower Group
Note: Overall loan exposure limit of S$50 million per borrower group across all facilities

Borrower Group consists of the following:

• Borrower
• Corporate shareholders holding more than 50% at all levels up
• Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
• Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and their subsidiaries at all levels down

Maximum Repayment Period

5 years