TRADE LOAN

Share the risk and enjoy peace of mind

With up to 50% of loan default risk co-underwritten by Enterprise Singapore, and up to 70% for young enterprises* or selected markets**, you can rest easy knowing that the risks are mitigated.

*Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
**Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.

High loan quantum to maximise your business opportunities

With high loan quantums available, you can plan for your business growth with confidence and security.

• S$10 Million / Borrower
   
• S$20 Million / Borrower Group

Note: Overall loan exposure limit of S$50 million per borrower group across all facilities.

Borrower Group consists of the following:

• Borrower
• Corporate shareholders holding more than 50% at all levels up
• Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
• Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and their subsidiaries at all levels down

Flexible repayment period

With repayment periods of up to 1 year, you can continue to manage your business cashflow while meeting your trade financing needs.

Financing for your business needs

Receive financing for the following:

• Inventory / Stock Financing
• Structured Pre-delivery Working Capital ( revolving working capital )
• Bills / Invoice Financing
• Overseas Working Capital Loan
• Bankers' Guarantee