Risk Share

Enterprise Singapore will co-share up to 50% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency; Risk share can be increased up to 70% for young enterprises* or selected markets**.

*Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
**Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.

Maximum Loan Quantum

S$10 Million / Borrower
S$20 Million / Borrower Group
Note: Overall loan exposure limit of S$50 million per borrower group across all facilities.
 

Borrower Group consists of the following:

• Borrower
• Corporate shareholders holding more than 50% at all levels up
• Subsidiaries where the Applicant company holds more than 50% shareholdings and subsequent subsidiaries at all levels down
• Subsidiaries where the Applicant's Ultimate Parent Company holds more than 50% shareholdings and their subsidiaries at all levels down

Maximum Repayment Period

1 year

Risk Premium

Prevailing premium rate applies

To finance Import, Export and Guarantee needs, including

• Inventory / Stock Financing
• Structured Pre-delivery Working Capital ( revolving working capital )
• Bills / Invoice Financing
• Overseas Working Capital Loan
• Bankers' Guarantee