Highlights & Benefits
Additional Payouts For Severe Disability
S$200 to S$5,000 more on top of basic severe disability payouts from the government, for as long as you're severely disabled (1).
Get Waiver Reliefs
Stop paying your premiums but remain covered when you have a mild disability, meaning you are unable to perform at least one Activity of Daily Living (ADL).
Pay on Your Own Terms
Pick fixed or increasing payouts, and your preferred premium payment period up to the policy anniversary after you turn 98, or for a limited time(2).
Flexible Payment with Medisave
Pay your premiums with your MediSave(3), and you’ll spend little or no cash from your pocket.
Lump-Sum Payouts
Get a lump-sum benefit that's 3x your monthly benefit(4), when you're severely disabled(1) - this can help with one-time costs, such as in the purchase of a wheelchair.
Family Matters
If you're severely disabled(1), get additional payouts if you have children under 22(5); to help cover caregiver costs(6); and to support your dependants when you die(10).
Better Supplements for Life Events
Entering parenthood or purchasing property? Increase your payouts when it matters, without underwriting hassle(7).
Support for Moderate Disabilities
With Singlife CareShield Plus, disability payouts begin when you’re unable to perform at least two ADLs.
Apply Online
Fuss-free application to get the additional coverage that you need.
RHB Bank is a Product Distributor for Singlife.
Underwritten by Singlife and distributed by RHB Bank,
see Terms and Conditions and Product Disclaimer.
Singlife CareShield Standard and Plus
(Previously known as MyLongTermCare and MyLongTermCarePlus)
Two government-approved supplement plans that boost your CareShield Life or
ElderShield payouts so that you can get the care you need during unexpected events in life.
Better Assurance for You and Your Family
With Singlife CareShield Standard or Singlife CareShield Plus,
you can have greater assurance with better severe disability support.
Both plans come with benefits that support your loved ones too.
Enhance your CareShield Life or Eldershield coverage with
Singlife CareShield Standard or Plus to enjoy 20% Lifetime Premium Discount.
Terms and Conditions apply
DISCLAIMERS
This policy is underwritten by Singapore Life Ltd and distributed by RHB Banking Group.
The information provided here is not intended as an offer or recommendation or solicitation or advice with respect to the purchase or sale of the above product. It is not an obligation of, deposit in or guaranteed by RHB. This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Singapore Life Ltd and the participating distributor’s officers. You should read the Product Summary before deciding whether to purchase the product.
INSURANCE WARNING
You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. In the event that you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provisions, if any, and Singlife may recover from you any expense incurred by Singlife in underwriting the policy.
Free-look Provisions: Within 60 days after you have received the Policy, you may write to Singlife to cancel your Policy. Singlife will refund the premium(s) you paid (without interest) after deducting any expenses they incurred in assessing the risk under your Policy and in issuing the Policy, after they have received the written notification for cancellation. If this Policy was sent to you by post or delivered or downloaded via electronic means, you are considered to have received it by 7 days after posting or Singlife considers it delivered 7 days after they sent the Policy by electronic means or when the Policy is downloaded by you.
Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. You will need to have a basic CareShield Life (CSHL) or ElderShield (ESH) policy before purchasing Singlife CareShield Standard and Singlife CareShield Plus ("Supplements"). Supplements purchased by CSHL policyholders are regulated under the CareShield Life and Long-term Care Act. Supplements purchased by ESH policyholders before the transfer of ESH to Government administration are considered ESH Supplements, which are regulated under the Central Provident Fund (Withdrawals for ElderShield Scheme) Regulations. After the transfer, they are considered CSHL Supplements, regulated under the CareShield Life and Long-term Care Act.
This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
The information provided here has been obtained from sources believed to be reliable, however RHB makes no representation or warranty as to its accuracy, completeness or adequacy. You are to refer to Singlife website for the full details of the updated and complete product information at all times. RHB accepts no responsibility or liability for any direct or indirect losses or damages arising from or in connection with the use or reliance of the publication of the contents of the information here.
Information is accurate as of 20 Dec 2022.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life Ltd or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
DISCLAIMERS
This policy is underwritten by Singapore Life Ltd and distributed by RHB Banking Group.
The information provided here is not intended as an offer or recommendation or solicitation or advice with respect to the purchase or sale of the above product. It is not an obligation of, deposit in or guaranteed by RHB. This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Singapore Life Ltd and the participating distributor’s officers. You should read the Product Summary before deciding whether to purchase the product.
INSURANCE WARNING
You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. In the event that you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provisions, if any, and Singlife may recover from you any expense incurred by Singlife in underwriting the policy.
Free-look Provisions: Within 60 days after you have received the Policy, you may write to Singlife to cancel your Policy. Singlife will refund the premium(s) you paid (without interest) after deducting any expenses they incurred in assessing the risk under your Policy and in issuing the Policy, after they have received the written notification for cancellation. If this Policy was sent to you by post or delivered or downloaded via electronic means, you are considered to have received it by 7 days after posting or Singlife considers it delivered 7 days after they sent the Policy by electronic means or when the Policy is downloaded by you.
Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. You will need to have a basic CareShield Life (CSHL) or ElderShield (ESH) policy before purchasing Singlife CareShield Standard and Singlife CareShield Plus ("Supplements"). Supplements purchased by CSHL policyholders are regulated under the CareShield Life and Long-term Care Act. Supplements purchased by ESH policyholders before the transfer of ESH to Government administration are considered ESH Supplements, which are regulated under the Central Provident Fund (Withdrawals for ElderShield Scheme) Regulations. After the transfer, they are considered CSHL Supplements, regulated under the CareShield Life and Long-term Care Act.
This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
The information provided here has been obtained from sources believed to be reliable, however RHB makes no representation or warranty as to its accuracy, completeness or adequacy. You are to refer to Singlife website for the full details of the updated and complete product information at all times. RHB accepts no responsibility or liability for any direct or indirect losses or damages arising from or in connection with the use or reliance of the publication of the contents of the information here.
Information is accurate as of 20 Dec 2022.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life Ltd or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Underwritten by Singlife with Aviva
Singlife is a provider of MediSave-approved supplements such as CareShield Standard and CareShield Plus for CareShield Life and ElderShield.
Important Notice
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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