• RHB home loan for new purchases

  Buying a new home locally can be daunting, but it is not as complicated as you think. We are here to make it as hassle-free as possible. Our local property financing is specially crafted to fit your needs.

• High loan quantum

  Your dream home is now more accessible with our high loan quantum of up to 75% of purchase price or valuation.

• Flexible tenure

  Enjoy tenures ranging from a minimum of 5 years to a maximum of up to 30 years or up to 65 years old, whichever is earlier.

• Other Features

  We offer a wide range of packages such as Variable rate , Fixed Rates and SORA rate packages. 

  For more information kindly submit your details for our loan advisors to get in touch with you.

   

• High loan quantum
  Refinance up to 75% of your property purchase price or valuation.

• Reduction Of Monthly Instalments
  With the reduction in monthly instalment, the savings can be utilised for other expenses.

• Other Features

  We offer a wide range of packages such as Variable rate , Fixed Rates and SORA rate packages. 

  For more information kindly submit your details for our loan advisors to get in touch with you.

• You must be at least 21 years old with reported income

• A loan quantum of at least S$300,000

• Loan Quantum Up to 80% financing of the current valuation or purchase price whichever is lower

• High loan quantum
  Refinance up to 70% of your Malaysian property purchase price or valuation. Now you can take control of your monthly cash outlays and make your property decisions work in your interest!

• Reduction of monthly instalments
  This scheme has tenures ranging from a minimum of 5 years to a maximum of up to 30 years or up to 65 years old, whichever is earlier. A longer tenure can be shortened with excess payments you put into your home/loan financing account. With the reduction in monthly instalment, the savings can be utilised for other expenses.

• Low Interest Rate

  Enjoy as low as 3.28% p.a. rate
  on your Malaysia Property Financing (Residential)

  New Purchase Rates For minimum loan amount of S$100,000
  	Variable Rate Packages 2 – year lock in
  Year 1 Year 2 Year 3 Thereafter	3.28% (MBR – 2.72%) 3.48% (MBR – 2.52%) 3.68% (MBR – 2.32%) 3.68% (MBR – 2.32%) Malaysian Property Board Rate (MBR) is currently at 6.00% p.a. Rates subject to change
  Lock-in period	2 years from 1st loan release date
  Partial Prepayment	1.50% of the amount prepaid within first 2 years
  Full Repayment	1.50% of the outstanding loan amount redeemed within first 2 years
  Cancellation Fee	1.50% on undisbursed loan amounts after accepting bank’s letter of offer
  Late Payment of monthly instalment	5.00% above prevailing Prime Lending Rate (PLR). Current PLR is 5.70% p.a.
  Remittance Charges	To be borne by borrower(s)

• Other Features

  For variable rate package – Building Under Construction (BUC) properties only. Interest rate to commence at loan disbursement or temporary occupation permit (TOP) issuance date, whichever is earlier.

  For variable rate package - Completed properties only. Interest rate to commence within 3 months from date of the Letter Of Offer (LOF) or date of first disbursement of the mortgaged property loan, whichever is earlier.

• RHB home loan for new purchases
  Owning a home overseas is as exciting as it is complicated. With us, you can easily own one without all the complications. Our overseas financing is specially designed to make owning your new property in Malaysia hassle-free.

• High loan quantum
  Broaden your choice of new homes in Malaysia with access to a High Loan Quantum of up to 70% of purchase price or valuation. Evaluate your monthly mortgage outlays and protect yourself from fluctuations in rates.

• Flexible tenure
  Enjoy tenures ranging from a minimum of 5 years to a maximum of up to 30 years or up to 65 years old, whichever is earlier.

• Low Interest Rate
  Enjoy as low as 3.28% p.a. rate
  on your Malaysia Property Financing (Residential)

  For minimum loan amount of S$100,000
  	Variable Rate Packages 2 – year lock in
  Year 1 Year 2 Year 3 Thereafter	3.28% (MBR – 2.72%) 3.48% (MBR – 2.52%) 3.68% (MBR – 2.32%) 3.68% (MBR – 2.32%) Malaysian Property Board Rate (MBR) is currently at 6.00% p.a. Rates subject to change
  Lock-in period	2 years from 1st loan release date
  Partial Prepayment	1.50% of the amount prepaid within first 2 years
  Full Repayment	1.50% of the outstanding loan amount redeemed within first 2 years
  Cancellation Fee	1.50% on undisbursed loan amounts after accepting bank’s letter of offer
  Late Payment of monthly instalment	5.00% above prevailing Prime Lending Rate (PLR). Current PLR is 5.70% p.a.
  Remittance Charges	To be borne by borrower(s)

   

   

• Other Features

  For variable rate package – Building Under Construction (BUC) properties only. Interest rate to commence at loan disbursement or temporary occupation permit (TOP) issuance date, whichever is earlier.

  For variable rate package - Completed properties only. Interest rate to commence within 3 months from date of the Letter Of Offer (LOF) or date of first disbursement of the mortgaged property loan, whichever is earlier.

• High loan quantum
  Our Renovation Loan offers an amount up to 6 times1 your monthly salary or S$30,000, whichever is lower, with affordable interest rates.

• Flexible repayment period
  Choose from 1 year to 5 years of repayment.

• Affordable Interest Rate Package
  Choose from a Flat Rate Package or a Monthly Rest Package. Take control of your finances and decide what suits you best.

   

  Flat Rate Package

  Loan Tenure	Loan Amount below $15,000		Loan Amount $15,000 to $30,000		Estimated Monthly Repayment Approved Loan Amount^
  	Interest Rate (%p.a.)	Effective Interest Rate (%p.a.)#	Interest Rate (p.a.)	Effective Interest Rate (%p.a.)#	$10,000	$15,000	$20,000	$25,000	$30,000
  1 year 2 years 3 years 4 years 5 years	3.68 3.68 3.68 3.68 3.68	8.60 7.90 7.60 7.41 7.27	2.98 2.98 2.98 2.98 2.98	7.32 6.60 6.31 6.14 6.02	$864 $447 $308 $239 $197	$1,288 $662 $454 $350 $287	$1,716 $883 $605 $466 $383	$2,145 $1,104 $757 $583 $479	$2,575 $1,325 $908 $700 $575

  
  PLR is Prime Lending Rate currently at 5.70% p.a. Rate is subject to change.
  ^# Effective interest rate is inclusive of 1% processing fee
  ^{^} The calculations are for illustrative purposes only. The figures (rounded off to the nearest dollar) are computed based on the interest rates quoted and are subject to change when the interest rates change.

   

  Monthly Rest Package

  Loan Tenure	Interest Rate (p.a.)	Effective Interest Rate (%p.a.)#	Estimated Monthly Repayment Approved Loan Amount^
  			$10,000	$15,000	$20,000	$25,000	$30,000
  1 year	4.18% p.a. (RBR-4.07%)	6.00	$852	$1,278	$1,705	$2,131	$2,557
  2 years		5.11	$435	$653	$870	$1,088	$1,305
  3 years		4.80	$296	$444	$592	$740	$888
  4 years		4.64	$227	$340	$453	$566	$680
  5 years		4.55	$185	$277	$370	$462	$555

   

  RBR is Renovation Board Rate currently at 8.25% p.a. Rate is subject to change.
  PLR is Prime Lending Rate currently at 5.70% p.a. Rate is subject to change.
  ^# Effective interest rate is inclusive of 1% processing fee
  ^{^} The calculations are for illustrative purposes only. The figures (rounded off to the nearest dollar) are computed based on the interest rates quoted and are subject to change when the interest rates change.

   

• Exclusive furnishing loan

  Making your dream home a reality doesn’t get any easier than this. You can now easily renovate and furnish your home with the option of additional financing for home furnishings. Depending on your annual income, you will be able to receive a loan of anywhere between 4 to 6 times your monthly income.

  Loan Tenure	Interest Rate (%p.a.)	Effective Interest Rate (%p.a.)#	Estimated Monthly Repayment Approved Loan Amount^
  			$10,000	$15,000	$20,000	$25,000	$30,000
  1 year	8.80 (PLR+3.10)	10.59	$874	$1,311	$1,748	$2,184	$2,621
  2 years		9.71	$456	$684	$912	$1,140	$1,368
  3 years		9.40	$317	$476	$635	$793	$952
  4 years		9.24	$248	$372	$496	$620	$744
  5 years		9.14	$207	$310	$414	$517	$620

PLR is Prime Lending Rate currently at 5.70% p.a. Rate is subject to change.
^# Effective interest rate is inclusive of 1% processing fee
^{^} The calculations are for illustrative purposes only. The figures (rounded off to the nearest dollar) are computed based on the interest rates quoted and are subject to change when the interest rates change.