Risk Share

Enterprise Singapore will co-share up to 50% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency; Risk share can be increased up to 70% for young enterprises* or selected markets**.

Interest Rate
Subject to Participating Financial Institutions’ assessments of risks involved

Eligibility

1. Be a business entity that is registered and physically present in Singapore, and
2.  At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership, and
3. For "SME Working Capital" and "SME Fixed Assets", the SME definition refers to Group revenue of up to S$100 million or maximum employment of 200 employees.

*Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
**Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.

Risk Share
Enterprise Singapore will co-share up to 50% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency; Risk share can be increased up to 70% for young enterprises*. For fixed assets located in selected markets**, ESG risk share will be 70%.

Interest Rate
Subject to Participating Financial Institutions’ assessments of risks involved

Eligibility

1. Be a business entity that is registered and physically present in Singapore, and
2. At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership, and
3. Have Group Annual Sales Turnover of not more than S$500 million. For "SME Working Capital" and "SME Fixed Assets", the SME definition refers to Group revenue of up to S$100 million or maximum employment of 200 employees.

* Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
** Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.

Risk Share
Enterprise Singapore will co-share up to 70% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency.

Interest Rate
Subject to Participating Financial Institutions’ assessments of risks involved

Eligibility

1. Be a business entity that is registered and physically present in Singapore, and
2. At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership, and
3. Maximum Borrower Group revenue cap of S$500million is not applicable for Temporary Bridging Loan

Risk Share
Enterprise Singapore will co-share up to 50% of loan default risk with the Participating Financial Institution in the event of enterprise insolvency; Risk share can be increased up to 70% for young enterprises*. For projects located in selected markets**, ESG risk share will be 70%.

Interest Rate
Subject to Participating Financial Institutions’ assessments of risks involved

Eligibility

1. Be a business entity that is registered and physically present in Singapore, and
2. At least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
3. Have Group Annual Sales Turnover of not more than S$500mil
4. Enterprises registered with SSIC codes beginning with 41,42 or 43 may apply for the enhanced EFS Project Loan to support domestic projects

*Young enterprise refers to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.

** Selected markets are defined as countries with Standard & Poor’s (S&P) ratings of below BBB- or are not rated.