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Singapore

Singapore Home Loan

Ideal home loan financing tailored for you

RHB home loan for new purchases
Buying a new home locally can be daunting, but it is not as complicated as you think. We are here to make it as hassle-free as possible. Our local property financing is specially crafted to fit your needs.
High loan quantum
Your dream home is now more accessible with our high loan quantum of up to 80% of purchase price or valuation.
Flexible tenure
Enjoy tenures ranging from a minimum of 5 years to a maximum of up to 30 years or up to 65 years old, whichever is earlier.
Other Features

For variable rate package – Building Under Construction (BUC) properties only. Interest rate to commence at loan disbursement or temporary occupation permit (TOP) issuance date, whichever is earlier.

For variable rate package - Completed properties only. Interest rate to commence within 3 months from date of the Letter Of Offer (LOF) or date of first disbursement of the mortgaged property loan, whichever is earlier.

Buy your dream home today

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HDB
Eligibility
  • Meet HDB eligibility
  • Click here for HDB eligibility requirements
Documents Required
  • Photocopy of NRIC (both sides)
  • Proof of Income:
  • Salaried Employee
1. Latest Computerised Payslip and Income Tax Notice of Assessment, or
2. Latest Computerised Payslip and latest 12 months CPF Contribution Statement
  • Self-Employed
1. Income Tax Notice of Assessment (NOA) for latest 2 years
  • Rental Income - Stamped Tenancy Agreement with remaining lease period of at least 6 months.
  • Other documents:
  • For all applications
A printout of Financial Information on HDB loan commitment via My HDB Page at www.hdb.gov.sg.
Latest statement of all credit facilities with other Financial Institutions or Moneylenders.
  • For Property purchase
Reservation form/ Booking form/ Contract of Sale/Sale & Purchase Agreement
  • For Term Loan or Bridging Loan
- Latest CPF Public Housing Withdrawal Statement

Note: Notice of Assessment can be printed via my Tax Portal at mytax.iras.gov.sg

Loan repayment and outstanding statement for HDB can be printed via My HDB Page at www.hdb.gov.sg

Any other documents as may be requested by the Bank at its sole discretion.

Private Property
Eligibility
  • Singapore Citizens, Singapore Permanent Residents or Foreigners
  • Minimum 21 years of age
  • Borrower(s) must be mortgagor
Documents Required
  • Photocopy of NRIC (both sides)
  • Proof of Income:
  • Salaried Employee
1. Latest Computerised Payslip and Income Tax Notice of Assessment, or
2. Latest Computerised Payslip and latest 12 months CPF Contribution Statement
  • Self-Employed
1. Income Tax Notice of Assessment (NOA) for latest 2 years
  • Rental Income - Stamped Tenancy Agreement with remaining lease period of at least 6 months.
  • Other documents:
  • For all applications
A printout of Financial Information on HDB loan commitment via My HDB Page at www.hdb.gov.sg.
Latest statement of all credit facilities with other Financial Institutions or Moneylenders.
  • For Property purchase
Reservation form/ Booking form/ Contract of Sale/Sale & Purchase Agreement
  • For Term Loan or Bridging Loan
- Latest CPF Public Housing Withdrawal Statement

Note: Notice of Assessment can be printed via my Tax Portal at mytax.iras.gov.sg

Loan repayment and outstanding statement for HDB can be printed via My HDB Page at www.hdb.gov.sg

Any other documents as may be requested by the Bank at its sole discretion.

MoneySENSE Guide

Before committing to a financial product, you are encouraged to read the ‘Understanding Financial Products’ by The Association of Banks in Singapore and MoneySENSE guide. Learn more