Job Application

Job Title

Senior Credit Analyst

Job Description

Contribute to the achievement of the department’s target business segment profit, to minimize number of NPL accounts and to ensure timely processing of credit approvals through:

• Prepare credit papers/proposals for Credit Committee approval, in support of Treasury Investment & Fixed Income Trading Desks.

• Recommend undervalued securities for Treasury Investment Portfolio by conducting credit & market research.

• Conduct regular review of the Treasury Investment Portfolio to improve the credit quality of the portfolio.

• Assignment of credit ratings using internally approved rating methodologies and models

• Adhering/full compliance with the credit policies established by the Bank as well as regulatory requirements


• Prepare credit proposals & presentations to Credit Committee for approvals and renewal.

• Regular review of Treasury Investment Portfolio with the objective to improve the credit quality of the portfolio.

• Manage the credit approval process in a timely manner with all relevant stakeholders.

• Assist TPC in setting credit limits in Treasury systems.


• Adhere to with established credit policies & regulatory requirements 

Team Work

• Collaborate closely with Investment Team and Fixed Income Trading Team to uncover investment opportunities or divest poor credits.


• Actively research and recommend undervalued securities for Investment Team.

• Actively recommend deteriorating credit for early disposal of bad credit.


Formal Education:

• Good Degree preferably in Finance or Accountancy.

Professional Accreditation:

• Qualified Chartered Financial Analyst preferred.

Preferred level of Experience (by years/function/industry):

• Minimum 5 years of Credit Analysis or equivalent experience in a reputable Financial Institution.

Other skills required:

• Strong knowledge of Credit Risk and Financial Markets.

• Good communications and presentation skills.

• Proficient in word processing, spreadsheets and editing tools.

Experience Level

Mid-Senior Level

Interested? Apply Now!

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